We now offer a new check services program form our partner Global Payments. There are two options. The first is a check conversion/guarantee program named "Electronic Check". The second is a regular check guarantee program named "Xpress Check". Contact us now to learn more.
Check Conversion/Guarantee
Check sales account for over 50% of all non-cash payments at the point-of-sale. That's more than $650 billion annually. When merchants accept checks, they make more sales. Check conversion & guarantee services provide the flexibility and immediacy of electronic payments with the comfort and familiarity of the paying by check.
Electronic Check Conversion (ECC)
Electronic check conversion combines the benefits of paper checks with the speed, ease and safety of electronic processing. It's just like accepting a credit card or debit card at the point-of-sale. The check is converted to a paperless transaction by electronically moving funds from the customer's bank account to the merchant's bank account. Combined with Check Guarantee, this service delivers a streamlined check acceptance process that eliminates returned checks and returned check fees, while reducing paperwork and trips to the bank.
Benefits of Check Conversion:
Faster check payment processing
Bank account consolidation; centralized funds for multiple locations
Checks are electronically deposited in your account - no trips to the bank
Returned items are discovered faster, expediting the collection process
Quick detection of check fraud
Eliminates lost or stolen checks before deposit
Transaction reporting available real-time
Check Guarantee
Check guarantee minimizes your risk of accepting bad checks. With check guarantee services, the merchant authorizes the check from its database of millions of records, accessing both local and national negative files of unpaid check.
Benefits of Check Guarantee:
Streamlines check approval at the point-of-sale and helps prevent check losses before they occur
Accommodates checks from anywhere in the U.S. or Canada
Provides full purchase of returned checks
Eliminates the cost of collection on dishonored checks
Available 24 hours a day, seven days a week
Gift & Loyalty Programs
Retain customers and increase shopping frequency with a Loyalty Card program
In today's competitive retail environment, the battle to retain customers is fierce. The winners are those who establish and maintain one or more competitive advantages in the minds of their customers. A Loyalty Program is a powerful way to create a compelling reason for your customers to prefer your business over another.
4 Ways to Profit with Stored Value:
Gift Cards A cash-generating product that doubles as a miniature "billboard" in your customer's wallet. Card balances decline as the card is used encouraging repeat visits and limiting cash refunds.
Loyalty & Membership Programs Acquire customers and retain them, that's the goal. Now you can automatically keep track of point balances and transaction activity for a multitude of rewards and incentive programs.
Merchandise Credits Cards can be loaded with the exact value of a product return for store credit. Declining balance keeps cash in store by limiting refunds.
Advertising & Promotion The marketing applications of stored-value cards are as wide open as the imagination - from electronic coupons to co-branded cards paid for by one or more merchant suppliers.
Cash-On-Demand
With no fixed payments and no fixed time frame, we take the hassle out of a merchant acquiring the money they need to immediately grow their business.
How To Qualify:
Qualify for an advance on future credit card sales if the merchant:
Processes over $5,000 per month (Visa/MC sales volume)
Is current with rent/mortgage payments
Has at least 6 months left on their lease
Is free from bankruptcies in the past year
Business' unresolved liens don't exceed 200K
Upon Approval:
Within 5 business days after approval, the merchant will receive a lump sum of $5,000 to $100,000* from Cash-On-Demand based on their current monthly average credit card processing sales volume (Visa/MC)
How It Works:
Our advance to the merchant is not a loan.
There are no loan payments, no bank hassles and no worries. The funding is based on their future credit card sales, and they sell us a fixed dollar amount of those future sales at a discount.
Through an automated process, we collect a small, previously agreed upon precentage from the merchant's daily credit card sales– and only after the sales are made.
